30 year old working in the (not so) lucrative field of ESL.
Why I joined NetworthIQ:
I remember reading about it online somewhere and I was in a big personal finance binge at the time.
Best Financial Decision:
Living way below my means. Never spending much money on a car.
Worst Financial Decision:
family + money = bad things.
Although helping family out when times are tight is fine (but times were tight for a freakin' decade!)
Even after so many years, I still haven't learned my lesson with this. >_<
Also, not paying attention about credit when I was in college.
Current Financial Strategy:
Build up a cash cushion. I plan on going to graduate school which will eliminate all my savings in a few years. I also plan on paying off my student loan balance before that time.
How I manage my money:
Nothing fancy. I pay with my debit card and keep to a budget I work with on Excel.
Tools I use:
I need help with:
I need to increase my income. I plan on taking on some extra work but that will only add about $80/month in income. Hey, every little bit helps. That's $80 in my pocket.