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Net Worth Archive for 2009

Net Worth Report for December 2009

Assets   $ Diff % Diff
Cash $41,024 ($811) -1.94 %
Stocks $41,144 $1,431 3.60 %
Bonds $40 $0 0.00 %
Annuities $0 $0 -
Retirement $8,862 $575 6.94 %
Home $0 $0 -
Other Real Estate $0 $0 -
Cars $0 $0 -
Personal Property $0 $0 -
Other $9,684 $2,400 32.95 %
Total Assets $100,754 $3,595 3.70 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $1,606 $1,545 2,532.79 %
Car Loans $0 $0 -
Other $0 $0 -
Total Debts $1,606 $1,545 2,532.79 %
 
Net Worth $99,148 $2,050 2.11 %
Net Worth History Chart
Monthly Entry
Big jump in credit card is a very nice Christmas and early birthday present. :D

Net Worth Report for November 2009

Assets   $ Diff % Diff
Cash $41,835 $489 1.18 %
Stocks $39,713 $2,454 6.59 %
Bonds $40 $0 0.00 %
Annuities $0 $0 -
Retirement $8,287 $220 2.73 %
Home $0 $0 -
Other Real Estate $0 $0 -
Cars $0 $0 -
Personal Property $0 $0 -
Other $7,284 ($200) -2.67 %
Total Assets $97,159 $2,963 3.15 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $61 ($816) -93.04 %
Car Loans $0 $0 -
Other $0 $0 -
Total Debts $61 ($816) -93.04 %
 
Net Worth $97,098 $3,779 4.05 %
Net Worth History Chart
Monthly Entry

Net Worth Report for October 2009

Assets   $ Diff % Diff
Cash $41,346 $1,627 4.10 %
Stocks $37,259 $2,005 5.69 %
Bonds $40 $0 0.00 %
Annuities $0 $0 -
Retirement $8,067 $416 5.44 %
Home $0 $0 -
Other Real Estate $0 $0 -
Cars $0 $0 -
Personal Property $0 $0 -
Other $7,484 $500 7.16 %
Total Assets $94,196 $4,548 5.07 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $877 $430 96.20 %
Car Loans $0 $0 -
Other $0 $0 -
Total Debts $877 $430 96.20 %
 
Net Worth $93,319 $4,118 4.62 %
Net Worth History Chart
Monthly Entry

Net Worth Report for September 2009

Assets   $ Diff % Diff
Cash $39,719 ($411) -1.02 %
Stocks $35,254 $621 1.79 %
Bonds $40 $0 0.00 %
Annuities $0 $0 -
Retirement $7,651 $453 6.29 %
Home $0 $0 -
Other Real Estate $0 $0 -
Cars $0 $0 -
Personal Property $0 $0 -
Other $6,984 ($200) -2.78 %
Total Assets $89,648 $463 0.52 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $447 ($863) -65.88 %
Car Loans $0 $0 -
Other $0 $0 -
Total Debts $447 ($863) -65.88 %
 
Net Worth $89,201 $1,326 1.51 %
Net Worth History Chart
Monthly Entry

Net Worth Report for August 2009

Assets   $ Diff % Diff
Cash $40,130 $1,133 2.91 %
Stocks $34,633 ($2,185) -5.93 %
Bonds $40 $0 0.00 %
Annuities $0 $0 -
Retirement $7,198 $1,103 18.10 %
Home $0 $0 -
Other Real Estate $0 $0 -
Cars $0 $0 -
Personal Property $0 $0 -
Other $7,184 ($225) -3.04 %
Total Assets $89,185 ($174) -0.19 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $1,310 ($232) -15.05 %
Car Loans $0 $0 -
Other $0 $0 -
Total Debts $1,310 ($232) -15.05 %
 
Net Worth $87,875 $58 0.07 %
Net Worth History Chart
Monthly Entry
Was super-busy and had that holiday so skipped a month (July). NetworthIQ is not smart enough to compare August with June stats. >_<

Net Worth Report for July 2009

Assets   $ Diff % Diff
Cash $38,997 $1,134 3.00 %
Stocks $36,818 $4,991 15.68 %
Bonds $40 $0 0.00 %
Annuities $0 $0 -
Retirement $6,095 $1,103 22.10 %
Home $0 $0 -
Other Real Estate $0 $0 -
Cars $0 $0 -
Personal Property $0 $0 -
Other $7,409 ($225) -2.95 %
Total Assets $89,359 $7,003 8.50 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $1,542 ($232) -13.08 %
Car Loans $0 $0 -
Other $0 $0 -
Total Debts $1,542 ($232) -13.08 %
 
Net Worth $87,817 $7,235 8.98 %
Net Worth History Chart
Monthly Entry
I missed this month so I'm just using the average figures of August and June

Net Worth Report for June 2009

Assets   $ Diff % Diff
Cash $37,863 $107 0.28 %
Stocks $31,827 $598 1.91 %
Bonds $40 $0 0.00 %
Annuities $0 $0 -
Retirement $4,992 $140 2.89 %
Home $0 $0 -
Other Real Estate $0 $0 -
Cars $0 $0 -
Personal Property $0 $0 -
Other $7,634 $1,420 22.85 %
Total Assets $82,356 $2,265 2.83 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $1,774 $1,410 387.36 %
Car Loans $0 $0 -
Other $0 $0 -
Total Debts $1,774 $1,410 387.36 %
 
Net Worth $80,582 $855 1.07 %
Net Worth History Chart
Monthly Entry
Got a grabaseat ticket to an international destination. First (and probably only) holiday of the year.

Net Worth Report for May 2009

Assets   $ Diff % Diff
Cash $37,756 $470 1.26 %
Stocks $31,229 $420 1.36 %
Bonds $40 $0 0.00 %
Annuities $0 $0 -
Retirement $4,852 $17 0.35 %
Home $0 $0 -
Other Real Estate $0 $0 -
Cars $0 $0 -
Personal Property $0 $0 -
Other $6,214 ($200) -3.12 %
Total Assets $80,091 $707 0.89 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $364 ($947) -72.23 %
Car Loans $0 $0 -
Other $0 $0 -
Total Debts $364 ($947) -72.23 %
 
Net Worth $79,727 $1,654 2.12 %
Net Worth History Chart
Monthly Entry
The National government canceled mortgage diversions for Kiwisavers. >:(

Net Worth Report for April 2009

Assets   $ Diff % Diff
Cash $37,286 $2,632 7.60 %
Stocks $30,809 $1,327 4.50 %
Bonds $40 $0 0.00 %
Annuities $0 $0 -
Retirement $4,835 $476 10.92 %
Home $0 $0 -
Other Real Estate $0 $0 -
Cars $0 $0 -
Personal Property $0 $0 -
Other $6,414 ($100) -1.54 %
Total Assets $79,384 $4,335 5.78 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $1,311 $261 24.86 %
Car Loans $0 $0 -
Other $0 $0 -
Total Debts $1,311 $261 24.86 %
 
Net Worth $78,073 $4,074 5.51 %
Net Worth History Chart
Monthly Entry
Bought extended AppleCare warranty for my Macbook. Not cheap, but probably worth it in the long run!

This is not good -- have to get that credit card spending in check. Still paying it off in full though, so no worries on interests, etc.

Speaking of interests, they've all matured at this month so a bit of a cash boost there. Low interest rates on savings account making me wonder about shuffling that cash elsewhere.

I've completed a free Home Ownership course (distance learning with the Open Polytechnic of NZ). It's a well-run course with comprehensive learning materials and I even got a certificate at the end of it. So this means that I should make an appointment with a mortgage manager to see what my borrowing options are, ya?

Net Worth Report for March 2009

Assets   $ Diff % Diff
Cash $34,654 $1,915 5.85 %
Stocks $29,482 $2,780 10.41 %
Bonds $40 $0 0.00 %
Annuities $0 $0 -
Retirement $4,359 $378 9.50 %
Home $0 $0 -
Other Real Estate $0 $0 -
Cars $0 $0 -
Personal Property $0 $0 -
Other $6,514 ($190) -2.83 %
Total Assets $75,049 $4,883 6.96 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $1,050 $546 108.33 %
Car Loans $0 $0 -
Other $0 $0 -
Total Debts $1,050 $546 108.33 %
 
Net Worth $73,999 $4,337 6.23 %
Net Worth History Chart
Monthly Entry
Had to get lots of gear for the Oxfam Trailwalker event. On the other hand, had freelance work payment come through.

Net Worth Report for February 2009

Assets   $ Diff % Diff
Cash $32,739 ($1,968) -5.67 %
Stocks $26,702 $2,556 10.59 %
Bonds $40 $0 0.00 %
Annuities $0 $0 -
Retirement $3,981 $34 0.86 %
Home $0 $0 -
Other Real Estate $0 $0 -
Cars $0 $0 -
Personal Property $0 $0 -
Other $6,704 ($170) -2.47 %
Total Assets $70,166 $452 0.65 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $504 ($424) -45.69 %
Car Loans $0 $0 -
Other $0 $0 -
Total Debts $504 ($424) -45.69 %
 
Net Worth $69,662 $876 1.27 %
Net Worth History Chart
Monthly Entry
Annual spending like contact lenses jacking up credit card, but otherwise it's pretty sweet. Interest rates are not.

Net Worth Report for January 2009

Assets   $ Diff % Diff
Cash $34,707 $966 2.86 %
Stocks $24,146 $711 3.03 %
Bonds $40 $0 0.00 %
Annuities $0 $0 -
Retirement $3,947 $532 15.58 %
Home $0 $0 -
Other Real Estate $0 $0 -
Cars $0 $0 -
Personal Property $0 $0 -
Other $6,874 ($380) -5.24 %
Total Assets $69,714 $1,829 2.69 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $928 $295 46.60 %
Car Loans $0 $0 -
Other $0 $0 -
Total Debts $928 $295 46.60 %
 
Net Worth $68,786 $1,534 2.28 %
Net Worth History Chart
Monthly Entry
The OCR has come down to an historic low of 3.5% -- this will hurt my savings rates.

Cleared outstanding IRD debt.