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Net Worth Archive for 2007

Net Worth Report for December 2007

Assets   $ Diff % Diff
Cash $86,285 $938 1.10 %
Stocks $0 $0 -
Bonds $0 $0 -
Annuities $396 $44 12.50 %
Retirement $28,664 $250 0.88 %
Home $0 $0 -
Other Real Estate $0 $0 -
Cars $12,000 $0 0.00 %
Personal Property $0 $0 -
Other $0 $0 -
Total Assets $127,345 $1,232 0.98 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $469 ($274) -36.88 %
Car Loans $0 $0 -
Other $0 $0 -
Total Debts $469 ($274) -36.88 %
 
Net Worth $126,876 $1,506 1.20 %
Net Worth History Chart
Monthly Entry

Net Worth Report for November 2007

Assets   $ Diff % Diff
Cash $85,347 $6,097 7.69 %
Stocks $0 $0 -
Bonds $0 $0 -
Annuities $352 $43 13.92 %
Retirement $28,414 ($1,036) -3.52 %
Home $0 $0 -
Other Real Estate $0 $0 -
Cars $12,000 $0 0.00 %
Personal Property $0 $0 -
Other $0 $0 -
Total Assets $126,113 $5,104 4.22 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $743 ($634) -46.04 %
Car Loans $0 $0 -
Other $0 $0 -
Total Debts $743 ($634) -46.04 %
 
Net Worth $125,370 $5,738 4.80 %
Net Worth History Chart
Monthly Entry

Net Worth Report for October 2007

Assets   $ Diff % Diff
Cash $79,250 $2,397 3.12 %
Stocks $0 $0 -
Bonds $0 $0 -
Annuities $309 $44 16.60 %
Retirement $29,450 $1,003 3.53 %
Home $0 $0 -
Other Real Estate $0 $0 -
Cars $12,000 $0 0.00 %
Personal Property $0 $0 -
Other $0 $0 -
Total Assets $121,009 $3,444 2.93 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $1,377 $725 111.20 %
Car Loans $0 $0 -
Other $0 $0 -
Total Debts $1,377 $725 111.20 %
 
Net Worth $119,632 $2,719 2.33 %
Net Worth History Chart
Monthly Entry

Net Worth Report for September 2007

Assets   $ Diff % Diff
Cash $76,853 $1,355 1.79 %
Stocks $0 $0 -
Bonds $0 $0 -
Annuities $265 ($18) -6.36 %
Retirement $28,447 $1,079 3.94 %
Home $0 $0 -
Other Real Estate $0 $0 -
Cars $12,000 $0 0.00 %
Personal Property $0 $0 -
Other $0 $0 -
Total Assets $117,565 $2,416 2.10 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $652 ($117) -15.21 %
Car Loans $0 ($504) -
Other $0 $0 -
Total Debts $652 ($621) -48.78 %
 
Net Worth $116,913 $3,037 2.67 %
Net Worth History Chart
Monthly Entry
I finish paying off my auto loan this month, giving me a boost in net monthly income.

However, to offset the gain, I also resigned from my 2nd job at the end of this month.

I was also given a structural-led promotion at work with an extra 5% raise.

All these events were coincided so my overall income did not drastically change, except now I have Thursday nights and Sunday mornings free again.

Net Worth Report for August 2007

Assets   $ Diff % Diff
Cash $75,498 $2,575 3.53 %
Stocks $0 $0 -
Bonds $0 $0 -
Annuities $283 ($17) -5.67 %
Retirement $27,368 $533 1.99 %
Home $0 $0 -
Other Real Estate $0 $0 -
Cars $12,000 ($1,000) -7.69 %
Personal Property $0 $0 -
Other $0 $0 -
Total Assets $115,149 $2,091 1.85 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $769 $251 48.46 %
Car Loans $504 ($504) -50.00 %
Other $0 $0 -
Total Debts $1,273 ($253) -16.58 %
 
Net Worth $113,876 $2,344 2.10 %
Net Worth History Chart
Monthly Entry

Net Worth Report for July 2007

Assets   $ Diff % Diff
Cash $72,923 $1,168 1.63 %
Stocks $0 $0 -
Bonds $0 $0 -
Annuities $300 ($18) -5.66 %
Retirement $26,835 ($495) -1.81 %
Home $0 $0 -
Other Real Estate $0 $0 -
Cars $13,000 $0 0.00 %
Personal Property $0 $0 -
Other $0 $0 -
Total Assets $113,058 $655 0.58 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $518 ($337) -39.42 %
Car Loans $1,008 ($504) -33.33 %
Other $0 $0 -
Total Debts $1,526 ($841) -35.53 %
 
Net Worth $111,532 $1,496 1.36 %
Net Worth History Chart
Monthly Entry
This month I raise my contributions to my 401k ($120/paycheck) and Roth IRA ($110/month)

Net Worth Report for June 2007

Assets   $ Diff % Diff
Cash $71,755 $4,959 7.42 %
Stocks $0 $0 -
Bonds $0 $0 -
Annuities $318 ($17) -5.07 %
Retirement $27,330 $326 1.21 %
Home $0 $0 -
Other Real Estate $0 $0 -
Cars $13,000 $0 0.00 %
Personal Property $0 $0 -
Other $0 $0 -
Total Assets $112,403 $5,268 4.92 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $855 $429 100.70 %
Car Loans $1,512 ($504) -25.00 %
Other $0 $0 -
Total Debts $2,367 ($75) -3.07 %
 
Net Worth $110,036 $5,343 5.10 %
Net Worth History Chart
Monthly Entry

Net Worth Report for May 2007

Assets   $ Diff % Diff
Cash $66,796 $591 0.89 %
Stocks $0 $0 -
Bonds $0 $0 -
Annuities $335 ($18) -5.10 %
Retirement $27,004 $1,155 4.47 %
Home $0 $0 -
Other Real Estate $0 $0 -
Cars $13,000 $0 0.00 %
Personal Property $0 $0 -
Other $0 $0 -
Total Assets $107,135 $1,728 1.64 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $426 ($32) -6.99 %
Car Loans $2,016 ($505) -20.03 %
Other $0 $0 -
Total Debts $2,442 ($537) -18.03 %
 
Net Worth $104,693 $2,265 2.21 %
Net Worth History Chart
Monthly Entry
I take my 3rd annual roadtrip to Utah, which cost me about $1200 total.

Net Worth Report for April 2007

Assets   $ Diff % Diff
Cash $66,205 ($257) -0.39 %
Stocks $0 $0 -
Bonds $0 $0 -
Annuities $353 $353 -
Retirement $25,849 $903 3.62 %
Home $0 $0 -
Other Real Estate $0 $0 -
Cars $13,000 $0 0.00 %
Personal Property $0 $0 -
Other $0 $0 -
Total Assets $105,407 $999 0.96 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $458 ($425) -48.13 %
Car Loans $2,521 ($504) -16.66 %
Other $0 $0 -
Total Debts $2,979 ($929) -23.77 %
 
Net Worth $102,428 $1,928 1.92 %
Net Worth History Chart
Monthly Entry
This month I started a new life insurance contract with Mutual of Omaha. This Universal Life works like an annuity. The accumulation value accumulates a guaranteed interest rate, and I get back whatever I paid in at the end of my term, and I still get to stay insured for my original benefit amount until I'm 100 (if I get that far).

My agent stated that this deal was so good, the company was about to discontinue it because they would be losing money on it. Of course I know how agents work so I'm sure there's more to it than that, but regardless it's an extra piece of the nest egg I'll have access to in my later years.

You'll see my accumulation in the annuities field.

Net Worth Report for March 2007

Assets   $ Diff % Diff
Cash $66,462 $4,373 7.04 %
Stocks $0 $0 -
Bonds $0 $0 -
Annuities $0 $0 -
Retirement $24,946 $2,667 11.97 %
Home $0 $0 -
Other Real Estate $0 $0 -
Cars $13,000 $0 0.00 %
Personal Property $0 $0 -
Other $0 $0 -
Total Assets $104,408 $7,040 7.23 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $883 $321 57.12 %
Car Loans $3,025 ($504) -14.28 %
Other $0 $0 -
Total Debts $3,908 ($183) -4.47 %
 
Net Worth $100,500 $7,223 7.74 %
Net Worth History Chart
Monthly Entry
Once more I'm given a slight bump in the Profit Sharing from the previous year

Net Worth Report for February 2007

Assets   $ Diff % Diff
Cash $62,089 $2,283 3.82 %
Stocks $0 $0 -
Bonds $0 $0 -
Annuities $0 $0 -
Retirement $22,279 $21 0.09 %
Home $0 $0 -
Other Real Estate $0 $0 -
Cars $13,000 $0 0.00 %
Personal Property $0 $0 -
Other $0 $0 -
Total Assets $97,368 $2,304 2.42 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $562 ($356) -38.78 %
Car Loans $3,529 ($504) -12.50 %
Other $0 $0 -
Total Debts $4,091 ($860) -17.37 %
 
Net Worth $93,277 $3,164 3.51 %
Net Worth History Chart
Monthly Entry

Net Worth Report for January 2007

Assets   $ Diff % Diff
Cash $59,806 ($844) -1.39 %
Stocks $0 $0 -
Bonds $0 $0 -
Annuities $0 $0 -
Retirement $22,258 $626 2.89 %
Home $0 $0 -
Other Real Estate $0 $0 -
Cars $13,000 $0 0.00 %
Personal Property $0 $0 -
Other $0 $0 -
Total Assets $95,064 ($218) -0.23 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $918 ($1,756) -65.67 %
Car Loans $4,033 ($504) -11.11 %
Other $0 $0 -
Total Debts $4,951 ($2,260) -31.34 %
 
Net Worth $90,113 $2,042 2.32 %
Net Worth History Chart
Monthly Entry