Sign Up | Login
Explore | Questions | Tips | Journals | My Portfolio | My Badge

Net Worth Archive for 2008

Net Worth Report for December 2008

Assets   $ Diff % Diff
Cash $104,859 $679 0.65 %
Stocks $0 $0 -
Bonds $0 $0 -
Annuities $937 $46 5.16 %
Retirement $21,853 $786 3.73 %
Home $0 $0 -
Other Real Estate $0 $0 -
Cars $11,000 $0 0.00 %
Personal Property $0 $0 -
Other $0 $0 -
Total Assets $138,649 $1,511 1.10 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $763 ($394) -34.05 %
Car Loans $0 $0 -
Other $0 $0 -
Total Debts $763 ($394) -34.05 %
 
Net Worth $137,886 $1,905 1.40 %
Net Worth History Chart
Monthly Entry
I'm starting my new hobby of Photography, so I dropped $1200 on a new digital SLR camera. That means I'll probably spend just as much, if not more, on lenses for the thing.

Net Worth Report for November 2008

Assets   $ Diff % Diff
Cash $104,180 $1,701 1.66 %
Stocks $0 $0 -
Bonds $0 $0 -
Annuities $891 $46 5.44 %
Retirement $21,067 ($1,109) -5.00 %
Home $0 $0 -
Other Real Estate $0 $0 -
Cars $11,000 $0 0.00 %
Personal Property $0 $0 -
Other $0 $0 -
Total Assets $137,138 $638 0.47 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $1,157 $278 31.63 %
Car Loans $0 $0 -
Other $0 $0 -
Total Debts $1,157 $278 31.63 %
 
Net Worth $135,981 $360 0.27 %
Net Worth History Chart
Monthly Entry

Net Worth Report for October 2008

Assets   $ Diff % Diff
Cash $102,479 $4,742 4.85 %
Stocks $0 $0 -
Bonds $0 $0 -
Annuities $845 $46 5.76 %
Retirement $22,176 ($4,683) -17.44 %
Home $0 $0 -
Other Real Estate $0 $0 -
Cars $11,000 $0 0.00 %
Personal Property $0 $0 -
Other $0 $0 -
Total Assets $136,500 $105 0.08 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $879 $501 132.54 %
Car Loans $0 $0 -
Other $0 $0 -
Total Debts $879 $501 132.54 %
 
Net Worth $135,621 ($396) -0.29 %
Net Worth History Chart
Monthly Entry
October was a wild ride. My retirement was cut by 25-30% (from it's peak) due to falling stocks. However I had a huge project that gave me a boost in cash, putting me over $100,000 for the first time. I also took a roadtrip which was an extra $1000 expense. All in all my net worth stayed about the same.

Net Worth Report for September 2008

Assets   $ Diff % Diff
Cash $97,737 $437 0.45 %
Stocks $0 $0 -
Bonds $0 $0 -
Annuities $799 $46 6.11 %
Retirement $26,859 ($1,346) -4.77 %
Home $0 $0 -
Other Real Estate $0 $0 -
Cars $11,000 $0 0.00 %
Personal Property $0 $0 -
Other $0 $0 -
Total Assets $136,395 ($863) -0.63 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $378 ($523) -58.05 %
Car Loans $0 $0 -
Other $0 $0 -
Total Debts $378 ($523) -58.05 %
 
Net Worth $136,017 ($340) -0.25 %
Net Worth History Chart
Monthly Entry

Net Worth Report for August 2008

Assets   $ Diff % Diff
Cash $97,300 $1,757 1.84 %
Stocks $0 $0 -
Bonds $0 $0 -
Annuities $753 $45 6.36 %
Retirement $28,205 $565 2.04 %
Home $0 $0 -
Other Real Estate $0 $0 -
Cars $11,000 ($1,000) -8.33 %
Personal Property $0 $0 -
Other $0 $0 -
Total Assets $137,258 $1,367 1.01 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $901 $239 36.10 %
Car Loans $0 $0 -
Other $0 $0 -
Total Debts $901 $239 36.10 %
 
Net Worth $136,357 $1,128 0.83 %
Net Worth History Chart
Monthly Entry

Net Worth Report for July 2008

Assets   $ Diff % Diff
Cash $95,543 $1,698 1.81 %
Stocks $0 $0 -
Bonds $0 $0 -
Annuities $708 $45 6.79 %
Retirement $27,640 ($354) -1.26 %
Home $0 $0 -
Other Real Estate $0 $0 -
Cars $12,000 $0 0.00 %
Personal Property $0 $0 -
Other $0 $0 -
Total Assets $135,891 $1,389 1.03 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $662 $47 7.64 %
Car Loans $0 $0 -
Other $0 $0 -
Total Debts $662 $47 7.64 %
 
Net Worth $135,229 $1,342 1.00 %
Net Worth History Chart
Monthly Entry
In July, I increased my bi-weekly contribution of the 401k to $140 per paycheck, as well as the Roth IRA to $120/month. To offset the increase (and because I only have 1 job now) I also began declaring 1 deduction on my W-2, up from 0.

Net Worth Report for June 2008

Assets   $ Diff % Diff
Cash $93,845 $2,998 3.30 %
Stocks $0 $0 -
Bonds $0 $0 -
Annuities $663 $46 7.46 %
Retirement $27,994 ($1,857) -6.22 %
Home $0 $0 -
Other Real Estate $0 $0 -
Cars $12,000 $0 0.00 %
Personal Property $0 $0 -
Other $0 $0 -
Total Assets $134,502 $1,187 0.89 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $615 $388 170.93 %
Car Loans $0 $0 -
Other $0 $0 -
Total Debts $615 $388 170.93 %
 
Net Worth $133,887 $799 0.60 %
Net Worth History Chart
Monthly Entry

Net Worth Report for May 2008

Assets   $ Diff % Diff
Cash $90,847 $2,594 2.94 %
Stocks $0 $0 -
Bonds $0 $0 -
Annuities $617 $45 7.87 %
Retirement $29,851 $985 3.41 %
Home $0 $0 -
Other Real Estate $0 $0 -
Cars $12,000 $0 0.00 %
Personal Property $0 $0 -
Other $0 $0 -
Total Assets $133,315 $3,624 2.79 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $227 ($244) -51.80 %
Car Loans $0 $0 -
Other $0 $0 -
Total Debts $227 ($244) -51.80 %
 
Net Worth $133,088 $3,868 2.99 %
Net Worth History Chart
Monthly Entry

Net Worth Report for April 2008

Assets   $ Diff % Diff
Cash $88,253 $171 0.19 %
Stocks $0 $0 -
Bonds $0 $0 -
Annuities $572 $44 8.33 %
Retirement $28,866 $1,659 6.10 %
Home $0 $0 -
Other Real Estate $0 $0 -
Cars $12,000 $0 0.00 %
Personal Property $0 $0 -
Other $0 $0 -
Total Assets $129,691 $1,874 1.47 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $471 ($144) -23.41 %
Car Loans $0 $0 -
Other $0 $0 -
Total Debts $471 ($144) -23.41 %
 
Net Worth $129,220 $2,018 1.59 %
Net Worth History Chart
Monthly Entry

Net Worth Report for March 2008

Assets   $ Diff % Diff
Cash $88,082 $203 0.23 %
Stocks $0 $0 -
Bonds $0 $0 -
Annuities $528 $44 9.09 %
Retirement $27,207 $183 0.68 %
Home $0 $0 -
Other Real Estate $0 $0 -
Cars $12,000 $0 0.00 %
Personal Property $0 $0 -
Other $0 $0 -
Total Assets $127,817 $430 0.34 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $615 ($1,200) -66.12 %
Car Loans $0 $0 -
Other $0 $0 -
Total Debts $615 ($1,200) -66.12 %
 
Net Worth $127,202 $1,630 1.30 %
Net Worth History Chart
Monthly Entry

Net Worth Report for February 2008

Assets   $ Diff % Diff
Cash $87,879 $84 0.10 %
Stocks $0 $0 -
Bonds $0 $0 -
Annuities $484 $44 10.00 %
Retirement $27,024 ($223) -0.82 %
Home $0 $0 -
Other Real Estate $0 $0 -
Cars $12,000 $0 0.00 %
Personal Property $0 $0 -
Other $0 $0 -
Total Assets $127,387 ($95) -0.07 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $1,815 ($3,019) -62.45 %
Car Loans $0 $0 -
Other $0 $0 -
Total Debts $1,815 ($3,019) -62.45 %
 
Net Worth $125,572 $2,924 2.38 %
Net Worth History Chart
Monthly Entry
I pay off my credit cards every month, no matter what the balance, so no interest from the big purchases!

Net Worth Report for January 2008

Assets   $ Diff % Diff
Cash $87,795 $1,510 1.75 %
Stocks $0 $0 -
Bonds $0 $0 -
Annuities $440 $44 11.11 %
Retirement $27,247 ($1,417) -4.94 %
Home $0 $0 -
Other Real Estate $0 $0 -
Cars $12,000 $0 0.00 %
Personal Property $0 $0 -
Other $0 $0 -
Total Assets $127,482 $137 0.11 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $4,834 $4,365 930.70 %
Car Loans $0 $0 -
Other $0 $0 -
Total Debts $4,834 $4,365 930.70 %
 
Net Worth $122,648 ($4,228) -3.33 %
Net Worth History Chart
Monthly Entry
While the markets (and my retirement) take a 10-15% hit, I bought a brand new $4000 computer for my business.