Sign Up | Login
Explore | Questions | Tips | Journals | My Portfolio | My Badge

Net Worth Report for November 2011

Assets   $ Diff % Diff
Cash $37,277 ($752) -1.98 %
Stocks $0 $0 -
Bonds $0 $0 -
Annuities $2,642 $52 2.01 %
Retirement $42,220 ($77) -0.18 %
Home $415,000 ($1,000) -0.24 %
Other Real Estate $0 $0 -
Cars $7,000 $0 0.00 %
Personal Property $18,000 $0 0.00 %
Other $0 $0 -
Total Assets $522,139 ($1,777) -0.34 %
Debts   $ Diff % Diff
Home Mortgage(s) $313,540 ($488) -0.16 %
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $1,197 $327 37.59 %
Car Loans $0 $0 -
Other $2,380 ($180) -7.03 %
Total Debts $317,117 ($341) -0.11 %
 
Net Worth $205,022 ($1,436) -0.70 %
Net Worth History Chart
Monthly Entry
Spinning my wheels in a snowdrift.

Nothing exciting right now, except playing piano for a Christmas show that will add very little to the savings. I plan on transferring a lump sum over to the Roth near the end of the year. I'm being very conservative this Christmas as it's my first in the new home and budgets rule spending habits this season.

Goals for 2012 are to get my Checking, Savings, and Business accounts back to pre-homebuying levels. The bill-paying checking account should peak at $6,000 every 1st of the month (currently it gets to less than $4,000). Savings should be around $10,000 (currently less than $7,000), and Business should be up around $20,000 (currently less than $6,000, although it will climb north of $10,000 once a family loan is paid back next month).

So a lot of freelance and extra side jobs are needed to get the totals back up to comfortable levels. My home budget will be very small next year as I only need one small piece of furniture, a rug, a few more paintings, and a patio set, so that should no longer interfere like it did in 2011. A new laptop will be coming to replace the 8-year-old dinosaur that's on its last leg, but not until April-ish. I only need one freelance job to pay for that.

Would you like to comment?

Sign up for a free account, or sign in (if you're already a member).