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Net Worth Report for December 2011

Assets   $ Diff % Diff
Cash $36,084 ($1,193) -3.20 %
Stocks $0 $0 -
Bonds $0 $0 -
Annuities $2,693 $51 1.93 %
Retirement $43,853 $1,633 3.87 %
Home $414,000 ($1,000) -0.24 %
Other Real Estate $0 $0 -
Cars $7,000 $0 0.00 %
Personal Property $18,000 $0 0.00 %
Other $0 $0 -
Total Assets $521,630 ($509) -0.10 %
Debts   $ Diff % Diff
Home Mortgage(s) $313,051 ($489) -0.16 %
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $1,002 ($195) -16.29 %
Car Loans $0 $0 -
Other $2,200 ($180) -7.56 %
Total Debts $316,253 ($864) -0.27 %
 
Net Worth $205,377 $355 0.17 %
Net Worth History Chart
Monthly Entry
So I pretty much ended the year how I started. Virtually no change in the net worth. And in these times, that's perfectly fine with me!

I kept my gift spending in check (and didn't buy anything for myself either) so not faring so bad in the debt department. I did contribute a big chunk of money to the Roth IRA (since I haven't been putting anything toward my dormant 401k). In fact, the 401k is being moved to a new investor so I'm not sure if I'll be getting those nice dividends or not. It's a wait-and-see.

I don't think I can reliably use Zillow anymore. They dropped my home value 25% in 3 months. No house does that, even in this shoddy market. It's probably because there hasn't been a home like mine that has sold around here for a while, so they're using other comparables within a wide vicinity, which makes things REALLY inaccurate. When I get my next home assessment, I'll definitely put that value here and then just leave it. In the meantime, I'll slowly bleed the home value as necessary so the line graph isn't so crazy.

Gonna be taking extra music jobs any place I can, and get funds back up to prime levels. Bring it 2012!

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