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Net Worth Archive for 2007

Net Worth Report for December 2007

Assets   $ Diff % Diff
Cash $3,757 ($1,934) -33.98 %
Stocks $5,372 $325 6.44 %
Bonds $9,131 ($306) -3.24 %
Annuities $0 $0 -
Retirement $4,149 $184 4.64 %
Home $0 $0 -
Other Real Estate $1,262 $139 12.38 %
Cars $0 $0 -
Personal Property $496 ($168) -25.30 %
Other $810 $220 37.29 %
Total Assets $24,977 ($1,540) -5.81 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $905 $103 12.84 %
Car Loans $0 $0 -
Other $0 $0 -
Total Debts $905 $103 12.84 %
 
Net Worth $24,072 ($1,643) -6.39 %
Net Worth History Chart
Monthly Entry
That's it, I'm out of Prosper. They deleted their forums, and replaced them with a heavily-modded, sanitized version. You can't have community lending without a real community. My last loan matures 2/2010, if it lasts that long.
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Sigh... tuition.
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Bought a few shares of GLD. I'm counting it in "other assets".
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Yay, Christmas money!
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Savings rate for December: 33%
Savings rate for Q4: -15%
Savings rate for 2007: 59%

Net Worth Report for November 2007

Assets   $ Diff % Diff
Cash $5,691 ($493) -7.97 %
Stocks $5,047 $232 4.82 %
Bonds $9,437 $134 1.44 %
Annuities $0 $0 -
Retirement $3,965 ($146) -3.55 %
Home $0 $0 -
Other Real Estate $1,123 ($80) -6.65 %
Cars $0 $0 -
Personal Property $664 ($6) -0.90 %
Other $590 ($39) -6.20 %
Total Assets $26,517 ($398) -1.48 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $802 $348 76.65 %
Car Loans $0 $0 -
Other $0 $0 -
Total Debts $802 $348 76.65 %
 
Net Worth $25,715 ($746) -2.82 %
Net Worth History Chart
Monthly Entry
Personal savings rate for November: N/A
(I had negative income after I took a loss on some stock)

Net Worth Report for October 2007

Assets   $ Diff % Diff
Cash $6,184 ($218) -3.41 %
Stocks $4,815 $700 17.01 %
Bonds $9,303 ($413) -4.25 %
Annuities $0 $0 -
Retirement $4,111 $35 0.86 %
Home $0 $0 -
Other Real Estate $1,203 $10 0.84 %
Cars $0 $0 -
Personal Property $670 $28 4.36 %
Other $629 $12 1.94 %
Total Assets $26,915 $154 0.58 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $454 ($46) -9.20 %
Car Loans $0 $0 -
Other $0 $0 -
Total Debts $454 ($46) -9.20 %
 
Net Worth $26,461 $200 0.76 %
Net Worth History Chart
Monthly Entry
Savings rate for October: 68%

Net Worth Report for September 2007

Assets   $ Diff % Diff
Cash $6,402 ($2,130) -24.96 %
Stocks $4,115 $22 0.54 %
Bonds $9,716 ($307) -3.06 %
Annuities $0 $0 -
Retirement $4,076 $142 3.61 %
Home $0 $0 -
Other Real Estate $1,193 $49 4.28 %
Cars $0 $0 -
Personal Property $642 $71 12.43 %
Other $617 ($43) -6.52 %
Total Assets $26,761 ($2,196) -7.58 %
Debts   $ Diff % Diff
Home Mortgage(s) $0 $0 -
Other Mortgage(s) $0 $0 -
Student Loans $0 $0 -
Credit Card $500 ($559) -52.79 %
Car Loans $0 $0 -
Other $0 ($1,800) -
Total Debts $500 ($2,359) -82.51 %
 
Net Worth $26,261 $163 0.62 %
Net Worth History Chart
Monthly Entry
Not much income this month. I've been cutting back on spending, but apparently not enough.
Savings Rate for September: -49%
Savings Rate for Q3: 64%

Net Worth Report for August 2007

Assets   $ Diff % Diff
Cash $8,532 - -
Stocks $4,093 - -
Bonds $10,023 - -
Annuities $0 - -
Retirement $3,934 - -
Home $0 - -
Other Real Estate $1,144 - -
Cars $0 - -
Personal Property $571 - -
Other $660 - -
Total Assets $28,957 - -
Debts   $ Diff % Diff
Home Mortgage(s) $0 - -
Other Mortgage(s) $0 - -
Student Loans $0 - -
Credit Card $1,059 - -
Car Loans $0 - -
Other $1,800 - -
Total Debts $2,859 - -
 
Net Worth $26,098 - -
Net Worth History Chart
Monthly Entry
"Stocks" are individual stocks.
"Bonds" are savings bonds that my mom bought for me back in the 80s.
"Retirement" is a Roth IRA invested in a total stock index fund.
"Other Real Estate" is a couple of REIT ETFs.
"Personal Property" is gold and silver coins (I have a bit of a gold bug streak in me; one of my many vices).
"Other Assets" is Prosper.com loans. Kind of a cool concept but I'm at something of a crossroads deciding whether to stay in it.
I don't normally carry credit card debt, but I've got a 12-month 0% deal on my most recent credit card.
"Other Debts" is money I owe my parents for paying my tuition after I had a cash flow problem last month.

Personal Savings Rate for August: 83%
I cashed in all my checks from my summer job and my birthday :)