Ugh. This was a tough month. Retirement fell due to the stock market. I also forgot how expensive this month is for me...niece's birthday, nephew's birthday, mother's day, my parent's anniversary, two friends birthdays, new registration for my car, and an oil change for my car! So I couldn't make my $100 contribution to my savings accout and I used my credit card. Next year, I'll plan better for May.